Bonds & Portfolio Interactive Lab

The heart of investing is balance.
By directly manipulating bond prices and portfolio allocations, you develop a genuine feel for the risk/return tradeoff.

---

1. Calculate Bond Prices Yourself

Adjust interest rates, coupon rates, and maturities to see how prices move.
The goal is to feel the inverse relationship between interest rates and bond prices in your hands.

인터랙티브 채권 가격 계산기

액면가 (Par Value)

만기 (Years)

표면금리 (Coupon Rate, %)

5%

시장요구수익률 (Yield, %)

4%

채권 현재 가격 (PV)

₩10,278

할증 발행 (Premium)

---

2. Portfolio Allocation Simulation

Shift the stock/bond split and watch how overall risk moves with it.
Diversification isn’t about lowering returns — it’s a technique for managing risk.

포트폴리오 위험-수익 시각화

자산 배분의 마법: 주식과 채권을 섞으면 단순 합계보다 위험(표준편차)이 줄어드는 구간이 발생합니다. 이것이 바로 마코위츠의 현대 포트폴리오 이론이며, 우리가 분산 투자를 해야 하는 수학적 근거입니다.

---

3. The Risk-Return Balance Framework

---

---

The essence of investing is “the way you manage risk.”
Hands-on experimentation is what builds that sense of balance.