Magazine / Finance
Stock Return Demystified: Capital Gains, Dividends, Taxes, and Fees — All in One Guide
Apr 14, 2026 · OIYO Editorial
Your real investment return isn't just how much the stock price moved. Brokerage commissions, capital gains taxes, and dividend withholding all take a cut. This guide walks through the complete formula for calculating net return, compares tax treatment for different account types, and covers fee structures across major US brokers.