Technical insights and deep-dives in Real Estate.
A comprehensive guide to real estate transfer taxes in the US: how rates are structured at the state and local level, how to calculate what you'll owe when buying property, which exemptions and credits apply to first-time buyers, and practical strategies to reduce your tax burden when purchasing a home.
A practical guide to first-time homebuyer programs in the US — covering FHA loans, down payment assistance, income limits, point systems, lottery draws, and step-by-step purchase procedures for anyone working toward homeownership.
A practical guide to US capital gains tax: how gains are calculated, the difference between short-term and long-term rates, the home sale exclusion, tax-loss harvesting, step-up in basis, and the strategies that legally reduce what you owe when you sell real estate, stocks, or other assets.
A financial framework for deciding whether to rent or buy a home. The price-to-rent ratio, opportunity cost of a down payment, break-even analysis, how interest rates affect the calculation, the hidden costs of ownership, and a situation-based decision guide.
Everything you need to know before signing a lease — what to check in a listing, red flags in the contract, how to protect your security deposit, tenant legal rights including renewal and rent caps, and what to do if your landlord refuses to return your deposit.
A clear guide to how property taxes work in the US — how assessed value and mill rates determine your bill, when payments are due, how to appeal an assessment, homestead and senior exemptions, and practical ways to reduce what you owe.
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