TaxMay 30, 20262 min read

Korea Financial Investment Income Tax Calculator: Stocks, Funds & ETF Gains

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OIYO EditorialContributor

Financial Investment Income Tax Calculator

If you’ve made profits from Korean stocks, funds, or ETFs, use this calculator to check your financial investment income tax (금융투자소득세) liability.


Korean Financial Investment Tax

Korea Financial Investment Income Tax (금투세) Calculator

Tax Payable

750

₩10K units

Effective Rate

7.5%

Taxable Income

3,750

Total Gains10,000 ₩10K units
Total Losses1,000 ₩10K units
Basic Deduction (Domestic (Stocks/ETF/Funds))5,000 ₩10K units
Basic Deduction (Bonds/Derivatives)250 ₩10K units
Taxable Income3,750 ₩10K units

Bracket Breakdown

Up to ₩300M (20%)3,750 × 20%
750 ₩10K units

💡 Tax Saving Tips

Realize losses in the same year to offset gains. Maximize basic deductions (₩50M domestic, ₩2.5M other). Long-term holding maximizes tax efficiency.

This calculator is for reference based on Korea's financial investment income tax. Consult a tax professional for actual liability.


Tax Structure

ItemDetails
Taxable assetsDomestic stocks, funds, ETFs, bonds
Annual deduction₩50 million
Tax rate (net profit ≤ ₩300M)20%
Tax rate (net profit > ₩300M)25%
Including local income tax×1.1 (effective: 22% / 27.5%)
Filing methodMay of the following year (comprehensive income tax)

₩50M deduction: All financial investment gains and losses in a calendar year are netted together. Only net profits above ₩50M are taxed. If you earned ₩51M net, only ₩1M is taxed.

Gain/Loss Netting Example

ItemAmount
Stock A gain+₩80M
Fund B loss−₩10M
Net profit₩70M
Annual deduction−₩50M
Taxable amount₩20M
Tax (20%)₩4M

Comparison: Before vs. After

CategoryPrior system (large shareholders only)Financial investment tax (all investors)
ThresholdHoldings ≥ ₩1B per stockAll investors
Annual deductionNone₩50M
Tax rate20–30%20–25%
Loss offsetNot allowedAllowed

The timing and specifics of Korea’s financial investment income tax are subject to legislative change. Confirm the latest tax code or consult a certified tax accountant before making financial decisions.

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