Career & Finance Tools: Interview Prep, Dividends, Subscriptions, Global Tax & Year-End Settlement
Career & Finance Tools
From job preparation to investment and tax management — five tools covering career and personal finance all in one place. Start with interview prep, then manage your dividend schedule, plan housing subscriptions, compare taxes across countries, and handle year-end settlement.
Interview Question Generator
Set your target role and experience level to get frequently asked interview questions and model answer directions.
Interview Question Generator
Practice makes perfect
Dividend Calendar
Track ex-dividend dates and payment dates for your watchlist stocks.
Dividend Calendar
Dividend Stock & ETF Schedule
2026 Jul
This Month's Dividends
Subscription Points Calculator
Subscription Points Calculator
청약가점 — Korean Apartment Lottery Score
Excluding self (0–6). Spouse, parents, children. 5 pts each, max 35.
Years since opening subscription savings account (0–15). Max 17 pts.
Years without property since age 30 or marriage (0–15). Max 32 pts.
Total Score
21
Max 84 pts
25%
Score Breakdown
Dependents
5
/ 35
Savings Account Years
6
/ 17
No-Property Years
10
/ 32
Global Income Tax Comparison Calculator
Compare how much tax the same income would attract in different countries.
Global Income Tax Calculator
Compare tax across 7 countries
Country
🇰🇷 South Korea
Net Annual Income
₩46.2M
Monthly Net: ₩3.8M
Effective Rate
23.0%
Marginal Rate
24%
Actual tax varies by personal deductions, family situation, etc. Simplified estimate before employment deductions
Year-End Tax Settlement Calculator
Year-End Tax Settlement Estimator
Year-End Tax Settlement
Enter key deduction items to estimate your expected tax refund or additional payment.
Additional Tax Due
-₩1,408,854
Deduction Breakdown
* This is a simplified estimate. Actual results may vary. Use NTS Hometax for accurate calculations.
Key Dividend Investing Terms
| Term | Explanation |
|---|---|
| Ex-dividend date | Must hold shares by this date to receive the dividend |
| Payment date | The actual date dividends are deposited |
| Dividend yield | Annual dividend ÷ share price × 100% |
| Payout ratio | Percentage of net income distributed as dividends |
Watch out for the ex-date drop: On the ex-dividend date, share prices typically fall by roughly the dividend amount. Short-term trades aimed solely at capturing dividends can result in a net loss after taxes and commissions.
Top Marginal Income Tax Rates by Country (2024)
| Country | Top Rate | Threshold |
|---|---|---|
| Denmark | 55.9% | Top bracket |
| France | 45% | Above €157,806 |
| South Korea | 45% | Above ₩1 billion |
| United States | 37% | Above $539,900 |
| Japan | 45% | Above ¥40,000,000 |
| Singapore | 24% | Above S$1,000,000 |
| UAE | 0% | No income tax |
Related Tools: Salary Negotiation Calculator · Tax Savings Roadmap · Europe Salary Calculators · China Salary Calculator |
OIYO Editorial
Editorial DeskThe OIYO editorial desk researches money, law, lifestyle, and self-understanding topics against primary sources and public statistics. Every piece carries source notes and is reviewed on a regular cycle for accuracy and usefulness.