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We do not grow old as long as we strive to improve ourselves.

Academy / Academy

#8 Ch8. Crimes Against the State and Public Order

May 13, 2026 · OIYO Editorial

Crimes against the state and public order under US federal law — treason, sedition, espionage, bribery of public officials, obstruction of justice, perjury, and arson — including the federal statutes that govern each.

Magazine / Academy

Ch8. Money, Banking & Monetary Policy — The Fed and Interest Rates

May 13, 2026 · OIYO Editorial

The three functions of money, the US money supply aggregates (M1, M2), the money multiplier and deposit creation, the Federal Reserve's four monetary policy tools, the inverse relationship between interest rates and bond prices, the quantity theory of money, and the Phillips curve trade-off.

Magazine / Academy

Ch8. Reinsurance and Insurance Risk Management

May 13, 2026 · OIYO Editorial

Reinsurance structures, underwriting principles, and managing adverse selection and moral hazard — the eighth lecture in the Insurance Fundamentals series.