Annuity repayment
Calculates the most common equal-monthly-payment schedule.
Finance Tool
Calculateur de Prêt Immobilier — Mensualité & Intérêts Totaux
Calculez vos mensualités et intérêts totaux en entrant le montant, le taux et la durée.
Mortgage Calculator
* Based on equal principal+interest (annuity) repayment method.
What is the mortgage calculator?
Enter the loan amount, annual interest rate, and term to compute the monthly payment and total interest using the annuity (equal-payment) method.
How to use
- 1 Enter the loan principal.
- 2 Enter the annual interest rate (%).
- 3 Set the repayment term (years).
- 4 Review the monthly payment, total interest, and total repayment.
Highlights
Total interest
Shows the total interest paid over the full term at a glance.
Instant result
Results update as soon as you enter values.
Questions fréquentes
What is annuity (equal-payment) repayment?+
You pay the same total amount each month; early payments are mostly interest and later payments are mostly principal.
How do I reduce total interest?+
Shorten the term or lower the rate; prepayment also reduces total interest.
Does it handle variable rates?+
This calculator assumes a fixed rate. With a variable rate, the actual payment changes as the rate changes.
Related calculators
This calculator is for reference only. Actual results vary with loan terms, prepayment, and variable rates. Confirm exact terms with your lender.