Finance Page 11

Comprehensive study guide and lecture series on Finance.

Academy / Finance

Rental Yield Analysis: Building Passive Income Beyond Your Paycheck

Apr 14, 2026 · OIYO Editorial

The foundation of safe rental property investment is calculating yield accurately. Learn how to factor in leverage (mortgage debt) and your actual cash invested to get a precise return figure — and avoid becoming a landlord who's busy but not actually profitable.

Academy / Finance

Severance Pay: How to Maximize Your Payout When You Leave a Job

Apr 14, 2026 · OIYO Editorial

Leaving a job is a new beginning — and your severance package is the foundation you build it on. Understand how severance is calculated, how to negotiate it, and how rolling it into an IRA can defer taxes and grow your payout over time.

Academy / Finance

Stock Return Demystified: Capital Gains, Dividends, Taxes, and Fees — All in One Guide

Apr 14, 2026 · OIYO Editorial

Your real investment return isn't just how much the stock price moved. Brokerage commissions, capital gains taxes, and dividend withholding all take a cut. This guide walks through the complete formula for calculating net return, compares tax treatment for different account types, and covers fee structures across major US brokers.

Academy / Finance

What Kind of Investor Are You? A Financial Personality Test

Apr 14, 2026 · OIYO Editorial

The first step to successful investing isn't market analysis — it's understanding yourself. Answer 10 questions to uncover your financial DNA and build a portfolio strategy that actually fits who you are.