Finance Page 5

Comprehensive study guide and lecture series on Finance.

Academy / Finance

The Art of Borrowing: Home Ownership Strategy in the DSR 40% Era

Apr 14, 2026 · OIYO Editorial

The Debt Service Ratio (DSR) is not just a number — it determines whether your dream of homeownership succeeds or stalls. Understand how DSR works and learn practical strategies for maximizing your borrowing capacity within the regulatory framework.

Academy / Finance

#1 The Gravity of Finance: Bond Pricing and Yields

Mar 1, 2026 · Oiyo

Master the fundamental mechanics of the bond market. Explore the inverse relationship between interest rates and bond prices, and learn how to calculate Yield to Maturity (YTM) for advanced valuation.