Total-cost comparison
Reflects the opportunity cost of jeonse and the interest, taxes, and price change of buying.
Real Estate Tool
Compara el costo total del jeonse y la compra de vivienda en Corea.
* LTV 60% 기준 계산. 취득세·중개비·수리비 등 제반 비용은 별도이며, 실제 상황과 다를 수 있습니다.
Enter the purchase price, jeonse deposit, loan rate, and expected holding period to compare which is cheaper overall for living in the same home: jeonse (Korean lease) or buying.
Reflects the opportunity cost of jeonse and the interest, taxes, and price change of buying.
Shows the outcome under your holding period and price-growth assumptions.
Estimates the break-even between keeping jeonse and buying.
Buying tends to win with a long stay and rising prices; jeonse with a short stay or flat prices. It depends on your assumptions.
The return you could earn by investing the jeonse deposit elsewhere, counted as a cost in the comparison.
It depends on the area and outlook; try both conservative and optimistic scenarios.
This calculator is for reference only. Actual results vary greatly with taxes, transaction costs, and rate/price movements. Consult a professional for major decisions.
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