Automatic credit rate
Applies 16.5% / 13.2% based on the 55M KRW salary (45M income) threshold.
Tax Tool
养老金储蓄税收抵免计算机 — 年末退税
计算养老金储蓄和IRP缴费的年末税收抵免退款，自动应用16.5%或13.2%税率。
Pension Savings Tax Credit Calculator
Calculate your year-end tax credit refund based on pension savings and IRP contributions.
Threshold: ₩55M total salary
Limit: ₩6M
Combined limit: ₩9M
* Total salary ≤₩55M: 16.5% credit; >₩55M: 13.2% credit.
What is the pension savings tax-credit calculator?
It estimates the tax-credit refund for pension savings and IRP contributions, applying the credit rate (13.2% or 16.5%) and limit based on your gross salary.
How to use
- 1 Enter your annual gross salary (or total income).
- 2 Enter your pension savings / IRP contributions.
- 3 The credit limit and applicable rate are applied automatically.
- 4 Review your estimated tax-credit refund.
Highlights
Limit applied
Reflects the combined pension-savings/IRP contribution limit.
Refund estimate
Gauges the amount you may get back at year-end settlement.
常见问题
What is the credit rate?+
16.5% if gross salary is 55M KRW or less (45M total income), otherwise 13.2%.
What is the limit?+
Up to 9M KRW/year combining pension savings and IRP is eligible (pension savings alone: 6M).
When do I get the refund?+
Through year-end settlement or income-tax filing, credited within your computed tax.
Related calculators
This calculator is for reference only. Actual credit/refund varies with income composition, other deductions, and tax-law changes. Consult a professional for accuracy.