Total cost
Adds up extras like acquisition tax, brokerage fees, and moving.
Real Estate Tool
Home Buying Cost Calculator
Calculate the total cost of buying a home including purchase price, acquisition tax, agent fees, and moving costs.
Rent vs. Buy Calculator
3%
What is the home-buying cost calculator?
It summarizes the total cost of buying a home — equity, loan, acquisition tax, brokerage fees, and more — so you can gauge the cash you actually need and your monthly burden.
How to use
- 1 Enter the purchase price.
- 2 Enter your equity and loan terms (rate, term).
- 3 Set extra costs such as acquisition tax and brokerage fees.
- 4 Review the total cash needed and the estimated monthly payment.
Highlights
Cash vs loan
Separates the equity required from the loan amount.
Monthly estimate
Previews the monthly burden from loan repayment.
FAQ
How much cash do I need to buy a home?+
Equity (price minus loan) plus extras such as acquisition tax, brokerage fees, and moving costs.
How much is acquisition tax?+
It ranges roughly 1–12% depending on price and number of homes owned; first-time buyers may get relief.
How large a loan can I get?+
It is capped by LTV and DSR rules. Check repayment burden first with the DSR calculator.
Related calculators
This calculator is for reference only. Actual costs vary with region, tax rates, loan terms, and policy. Consult a professional for accuracy.